Google Wallet is now available as a connected app within Gemini’s Personal Intelligence feature, joining Gmail, Photos, YouTube and Search. This allows Google’s AI chatbot to provide responses based on users’ spending habits and financial activity.

Users can also optionally link their credit cards and bank accounts to Google Wallet through Plaid for more detailed financial insights. Once connected, they can simply tag @Google Wallet in a Gemini conversation and ask questions about their personal finances and budgeting.

Google has highlighted several ways the feature can be used. Gemini can analyse spending from the previous quarter and generate charts showing cash flow, asset allocation and budgets directly within a conversation. For example, users can ask it to help them save $1,000 over the next three months.

The chatbot can also identify recurring charges across linked accounts, flag subscriptions that have increased in price during the year, and review previous spending on gifts and travel to recommend a suitable budget for the upcoming holiday season.

Google says Gemini will only have permission to read information from connected accounts. It cannot move money, manage accounts or make investments on behalf of users. Connecting Google Wallet is optional and can be done through Connected Apps in the Personal Intelligence settings, where users can also disconnect it at any time.

The development is similar to ChatGPT Finance, which OpenAI introduced earlier this year, as both services aim to make AI more useful for managing personal finances.

Google Wallet integration in Gemini is rolling out today to all Gemini app users in the US, including those accessing the service through the web, Android and iOS.